Available now
In build
The whole team
Nineteen specialists, each with a defined job and an honest status label.
See all nineteenA first-time business owner can ask what "IFSC," "NACH mandate," "cheque truncation," or "penny-drop verification" means and get a clear, jargon-free answer inside the same app they use for everything else.
Works with
What it does
Dena answers plain-language questions about banking terminology and concepts, drawing on a maintained glossary and general public knowledge of how Indian banking works. It sticks to explaining what things are and never edges into telling the owner which product to choose or whether to proceed with something.
Dena runs this directly on the platforms your customers already use — no separate app for them to install.
Industry use cases
13 industries where Dena applies this directly.
A car-servicing chain with three branch current accounts links all three via consent and uses the transaction timeline to review last quarter's parts-supplier payments before a stock reorder discussion, without exporting three separate PDFs from three bank apps.
See the automotive playbookA wholesale distributor preparing for a large enterprise customer's vendor-onboarding due diligence uses the GST-turnover cross-check to spot and explain a gap caused by a one-time equipment loan credit before the buyer's team flags it independently.
See the b2b sales playbookA boutique financial-advisory firm onboarding a new SME client uses the cash-flow summary and recurring-payment detector to prepare a discussion document ahead of a client meeting, with every figure traceable to the underlying consented transactions.
See the banking and finance playbookA cosmetics retailer with seasonal cash-flow swings around festival season reviews the cash-flow summary to understand which months typically show heavier outflows for inventory restocking, informing their own internal planning conversation.
See the beauty and cosmetics playbookA coaching center owner uses the transaction timeline filtered by amount band to identify a batch of matching fee credits from a particular month, cross-referencing them against their own enrollment sheet outside Dena.
See the education playbookA freelance design consultant checks the loan-readiness checklist ahead of a bank meeting and discovers their bank-statement history falls short of the typical 12-month window lenders expect, so they wait two more months before applying.
See the freelancers and consultants playbookA physiotherapy clinic with two locations links both current accounts and sets a low-balance alert on each so the owner is notified immediately if either branch account dips below its operating buffer.
See the health and wellness playbookA custom-furniture workshop owner uploads last month's statement and asks Dena which transactions correspond to a particular large raw-material supplier, getting a cited list of matching debits instead of scrolling the PDF manually.
See the home decor and furnishing playbookA digital-marketing agency owner invites their part-time bookkeeper with view-and-export access, and the bookkeeper generates a consolidated statement PDF each month-end for the agency's own internal books.
See the marketing agencies playbookA property brokerage with a mix of commission credits and vendor payouts uses the consolidated statement export to hand its CA one clean document covering the full financial year instead of five months of individually downloaded bank PDFs.
See the real estate playbookA restaurant owner reviews the recurring-payment detector before renegotiating a supply contract, confirming exactly how much has gone to a particular vendor each month over the last two quarters based on actual bank debits.
See the restaurants and food playbookA salon owner sets a minimum-balance alert just above their monthly rent NACH debit amount and gets notified two days before the debit date when the balance dips close to that threshold, giving them time to top up through their own banking app.
See the spas and salons playbookA travel agency handling both customer advance collections and hotel/vendor payouts through two separate current accounts uses the unified balance view each morning during peak season to get a quick combined picture before deciding how to sequence the day's own manual vendor payments in their bank's app.
See the travel and tourism playbookMore from Dena
The owner sees all their business bank accounts in one place after approving a time-bound, purpose-bound data-sharing consent — never by handing over a password.
Learn moreThe owner always knows exactly which accounts are linked, what data is shared, for how long, and can cut off access in one tap.
Learn moreThe owner sees every linked account's current balance in one screen instead of opening five different bank apps.
Learn moreThe owner can search and filter every transaction across all linked accounts from one timeline instead of scrolling separate bank statements.
Learn moreThe owner gets a plain-English summary of how much came in, went out, and the net trend over a chosen period without reading raw statements.
Learn moreThe owner sees which payments repeat every month (rent, subscriptions, salary credits, EMI debits) without manually spotting the pattern in a long statement.
Learn moreQuestions
Not yet. Dena is marked coming soon — the capability is specified, but the backend is still being built. We change the status only when it passes its release gate, rather than publishing a date we might miss.
Nothing yet. When Dena opens you will be able to start from the same Automix account you already use for Wavy.
Every agent runs on one Automix identity and one review model. Work handed between specialists keeps its context, and anything consequential still needs a human to approve it before it leaves the workspace.
A purely educational Q&A surface with no data access requirement at all (works even for an owner with no linked account yet); answers are capped to definitional/explanatory content and explicitly decline to recommend a specific bank, product, or course of action.
The rest of your stack
No rip-and-replace — explain any banking term on demand works alongside the systems already running your business.
Coming soon
